Servicing data tells you what happened. Stikkum tells you what’s about to happen — giving your team the window to act before runoff becomes a statistic.
Borrower intent to refinance begins with a web search weeks before any credit pull. By the time servicing data flags the risk, the refinance is nearly closed.
Your LOS and servicing platform are excellent at reporting what already happened. But they provide zero early warning for the silent refinance risk building in your portfolio today.
Large portfolios mean limited retention resources. Broad outreach yields low conversion. Rising cost-per-saved-loan erodes the efficiency of your retention team.
Multiple systems are already in place. Long implementation cycles limit innovation. Your organization has low tolerance for operational disruption — and rightly so.
Stikkum integrates with your existing stack and begins monitoring your full servicing portfolio within days — delivering intelligence that your team can act on immediately.
Upload via CSV, Excel, API, or SFTP. No SSN required. Supports large portfolio ingestion with enterprise-grade data handling. format. No SSN required. We go live in days, not months.
Stikkum monitors credit activity, mortgage site browsing, life events, and property listings across every loan in your portfolio — continuously.
Same-day alerts distributed via email, SMS, and direct integration to your LOS, CRM, or servicing platform — to the right person, instantly.
Enabling you to launch pre-built and custom outreach campaigns trigger automatically on behavioral signals — so your team is in front of at-risk borrowers before competitors close them.
Know the moment a borrower in your portfolio has their credit pulled for a competitor mortgage — with FICO, DTI, income, loan amount, loan type, and agency data included.
Detect when borrowers browse mortgage comparison, refinance, HELOC, or real estate sites — the earliest possible signal of purchase or refi intent across 60,000+ monitored properties.
Know when a borrower’s property is listed for sale — a high-confidence signal of loan payoff and new purchase intent. Monitor key property and life-event triggers so you can respond before they shop elsewhere for their next mortgage.
Surface prepay risk earlier with behavioral signals. Focus retention resources on the highest-risk segment of your portfolio — protecting MSR value with precision, not guesswork.
Flexible, dynamic alert routing to your LOs, retention team, or servicer operations via email, SMS, API, Webhook, Zapier, or SFTP. Direct-to-person or system-to-system.
Bi-directional integration with your LOS, CRM, POS, and servicing systems. End-to-end data automation with multi-protocol flexibility — and hands-on support for every configuration.
Stikkum is a highly flexible, open integration system. We connect with your existing platforms — no rip-and-replace, no long implementation cycle. Our team works with yours hands-on from day one.
Input and output automation, multi-protocol flexibility, bi-directional data flows, and direct-to-person alert distribution — Stikkum is built for enterprise complexity at servicer scale.
No contracts. No SSN required. Enterprise pricing available. Live in days — not months.
Our customers are our passion, obsession, and compass. Their success is our mission.
