Borrower visited 3 rate comparison sites and had credit pulled by a competing lender.
Borrower searched "refinance rates 2025" and visited 2 lender sites in last 48 hours.
Divorce filing detected. Borrower likely to reassess mortgage needs within 30–60 days.
Your borrower searches rates, visits competitor sites, or has credit pulled — without telling anyone.
Our platform captures the digital footprint in real time — credit pulls, rate searches, life events, and more.
Your team receives a detailed alert — behavior detail, current contact attributes, and contact information.
Reach out before the borrower completes their search. Protect the loan. Prevent the EPO. Keep the relationship.
Stikkum is the only platform that offers a unique blend of business intelligence and behavior monitoring solutions paired with streamlined marketing automation built to increase targeted lead generation, customer/prospect engagement, and profitable business growth.
Know when a competitor pulls your borrower’s credit. FICO, DTI, estimated income, current balance, loan type.
Detects when borrowers search for refinance rates, visit lender comparison sites, or use rate calculators — before they call anyone.
Divorce filings, new home searches, property listings, job changes — the life milestones that drive mortgage decisions.
API, Webhook, Zapier, SFTP, and more, your existing CRM and LOS stack.
Stikkum stands at the forefront of innovation, revolutionizing the customer experience with a host of unique features that redefine ease of use and drive unparalleled success.
Our customers are our passion, obsession, and compass. Their success is our mission.
If you have questions, we have answers! See some of the most popular questions and answers below.
We are very security-sensitive. Therefore, we will never ask you for sensitive information like your Social Security Number (SSN). To monitor a customer fully, we need only their first name, last name, street address, city, state, and ZIP code. That is it!
No, we do not require long-term contracts. You can simply pay month to month. However, those who choose to pay annually will receive a 20% discount on subscription fees
We provide a lot of helpful information about the borrower each time you receive an alert. Information included is: FICO, DTI, estimated income total loan amount, current balance, loan date, monthly mortgage payment, total revolving trade balance, conv loan agency (Fred/Fan), and loan type
YES; Stikkum is a highly flexible and open integration system, making it simple to connect and share data with your CRM, LOS, POS, and any other system you choose. Whether you use Zapier, connect through APIs and Webhooks, or other methods, our team will assist you hands-on in configuring these integrations.
YES, Stikkum provides enterprise pricing for large organizations with a significant number of contacts to monitor and/or a large quantity of LOs requiring their own accounts. Contact us to learn more
No, our policy is that you will not be charged for the times that you pull credit yourself (called a Self Pull). You have a variety of ways to communicate when credit is pulled, directly to the customer success team, administered via the platform, or automatically via integration.
You can submit your initial database in Excel and .CSV format. You can also send updates this way ongoing, and/or request Stikkum to integrate with your other systems for automatic updates and the uploading of new contacts.
Yes, our customer success team is here to support you directly one-on-one, seven days a week. We are happy to answer your questions via email, phone call, or live web session. Your success is our priority mission
Stikkum offers a comprehensive marketing and communications platform. You can send emails, SMS messages, and complete
multi-communication campaigns (email/texts) to any or all of your contacts
YES. With Stikkum, you can track all aspects of your contacts' engagement with the emails you send. This includes not only opens and clicks but also the extent of their engagement, such as the total number of times they opened your email and the number of times they clicked on your content links.
No contracts. No SSN required. Enterprise pricing available. Live in days — not months.
One-time implementation fee: $150 · Enterprise pricing available for large organizations · Contact us to learn more
Talk to team directly — 20 minutes, no script, no demo theater. He takes every intro call personally. Or sign up and get live in 72 hours on your own.
1343 Main St Sarasota, FL 34236
200 River Rd. St. Charles IL. 60174
866.584.5055
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