who we serve

Your Past Clients Are Shopping Right Now. Do You Know It?

Stikkum gives Mortgage Brokers and Loan Officers a competitive edge — Behavioral intelligence that tells you exactly when your borrowers are back in the market before a competitor closes them.

Always On 7 days/wk
Reduce — if not eliminate — the chance of an EPO Active behavior monitoring & EPO alerts delivered 7 days a week, 365 days a year
Web Intel 60k+
Mortgage & real estate sites monitored daily When your borrower visits Bankrate or LendingTree — you know within hours
The Real Problem

You're Losing Clients You Already Earned

The pipeline you built — the closings, the referrals, the relationships — is being quietly poached. And you don’t find out until it’s too late.

01

You Find Out at Payoff

By the time you see the payoff request, the deal is done. Your past client refinanced with a competitor you never saw coming — weeks of opportunity wasted.

02

Online Marketplaces Own Your Database

The moment a past client visits Bankrate, LendingTree, or Zillow, they’re harvested as a lead and sold — often back to lenders competing directly against you.

03

No Early Warning System

You have a CRM full of closed loans, but zero visibility into who is actively shopping today. Your database is a gold mine you can’t see into.

04

EPO Risk is Invisible Until It Hits

Early payoff penalties can wipe out months of earnings in a single loan. Without behavioral signals, you can’t protect yourself from what you can’t see.

How Stikkum Works

Behavior Intelligence That Puts You First

Stikkum monitors your database around the clock — credit activity, web browsing, and life events — and alerts you the moment a borrower is back in market.

01

Upload Your Database

Securely load your past clients. No SSN required — just name, address, city, state, and ZIP. Live in days, not months.

02

Stikkum Monitors 24/7

We track credit pulls, mortgage site visits, life events, and real estate activity across 60,000+ monitored web properties.

03

You Get Alerted

Real-time alerts delivered via email and SMS every day. You know before the competition gets a chance to reach them.

04

You Engage & Win

Integrate directly with your CRM to launch automated outreach campaigns fire the moment an alert triggers — so you’re in your borrower’s inbox before anyone else is.

Platform Capabilities

Everything You Need to Recapture & Retain

Credit Behavior Monitoring

Know exactly when a past client has their mortgage credit pulled by a competitor. Get detailed alerts including FICO, DTI, estimated income, loan amount, and more.

Web Behavior Monitoring

Get notified when your borrowers browse mortgage, refinance, purchase, HELOC, or real estate websites — before they ever fill out a lead form.

Life Event Alerts

Pre-mover listings, divorces, marriages, new babies, address changes — every life event is a new financial conversation. Stikkum puts you there first.

Seamless Integrations

Connect to your CRM, LOS, and POS systems via API, Webhook, or Zapier. Stikkum fits your stack — no rip-and-replace required.

7-Day Dedicated Support

Real humans, seven days a week. Your dedicated customer success team is available via email, phone, or live session — your success is our mission.

Debt Monitoring Coming Soon!

What We Monitor

Every Signal That Matters

Stikkum monitors borrower behavior across the full spectrum of mortgage and home-buying intent — so you never miss a moment to reconnect.

✓Mortgage credit pull alerts
✓Refinance intent detection
✓Purchase pre-approval signals
✓HELOC browsing activity
✓Reverse mortgage research
✓Real estate home shopping
✓Property listing (Pre-Mover)
✓Address change (New Mover)
✓Newly single / divorce
✓Newly engaged / married
✓New baby / prenatal signals
✓Rate comparison shopping
Platform Capabilities

Your Borrowers Are Shopping Right Now. Are You Ready?

No contracts. No SSN required. Enterprise pricing available. Live in days — not months.

✓ 7-Day Support
✓ No SSN Required
✓ No Long-Term Contracts
✓ Enterprise Pricing Available
Testimonials

Trusted by Mortgage Professionals

Our customers are our passion, obsession, and compass. Their success is our mission.