Stikkum gives Banks and Credit Unions borrower intelligence — so you can stop mortgage runoff, protect MSR value, and expand relationships through the life events your members are already experiencing.
Banks and credit unions invest deeply in member relationships — but mortgage runoff and competitive poaching quietly erode that value every day.
By the time a member submits a payoff request, the refinance is already closed elsewhere. The servicing relationship — and the cross-sell opportunity — is gone.
Members don’t call to comparison-shop. They go to LendingTree, Bankrate, and Zillow — and become competitor leads within minutes of their first click.
Marriages, divorces, new babies, address changes — every life event is a financial pivot point. Without behavioral intelligence, you miss the moment to serve.
HELOC, auto loan, wealth management — your members have needs you’re positioned to fulfill. But without behavioral signals, these moments expire quietly.
Stikkum integrates into your existing stack and continuously monitors member behavior — flagging every intent signal before it becomes a lost relationship.
Securely upload member records in CSV or Excel format. No SSN required. We go live in days, not months.
Stikkum monitors credit activity, mortgage site browsing, life events, and real estate behavior across your entire member base.
Personalized campaigns trigger automatically at the moment of intent — so your team is already in front of the member when it matters most.
Know the moment a member has their credit pulled for a mortgage by a competitor. Includes FICO, DTI, income estimate, loan amount, and loan type data.
Web behavior monitoring alerts you when members browse mortgage comparison, lender, or real estate sites — your earliest possible warning signal.
Track marriage, divorce, new babies, address changes, and pre-mover property listings — and automatically trigger the right outreach at the right time.
Identify prepay risk before it materializes. Focused retention outreach on high-intent members protects MSR value and reduces costly portfolio runoff.
Email and SMS campaigns trigger automatically on behavioral events. Personalized by signal type — retention, cross-sell, or re-engagement.
Connects to your LOS, CRM, and core banking systems via API, Webhook, Zapier, or SFTP. No rip-and-replace. We configure it with you, hands-on.
Every life event and behavioral signal is a door into a deeper financial relationship. Stikkum gives you the intelligence to walk through it first — with the right product, at the right moment.
No contracts. No SSN required. Enterprise pricing available. Live in days — not months.
Our customers are our passion, obsession, and compass. Their success is our mission.
